Description

Viva.com, positions itself as a "tech bank" combining payment processing with business banking services. Licensed across the EU, it provides online and in-store payment acceptance, Tap-to-Pay, merchant accounts with local IBANs, and card issuing. With coverage in over 20 European countries, Viva.com is a versatile EU-based alternative to Stripe.

Viva.com charges for accepted payments, with rates varying by market, channel, and payment type.

Viva is headquartered in Greece, an EU member state. This places it under the EU's data protection regime, including the GDPR, and reduces its exposure to data-access laws from outside the EU.
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